Rental Property Maintenance Reserve Planner
Estimate monthly maintenance contributions, emergency reserve shortfalls, and 12-month cash balances across multiple rental properties.
Add a rental property
Maintenance reserve outlook
Unexpected repair scenario
Budgeting illustration only. This does not predict actual failures, account for taxes or vacancy, or replace an inspection, insurance or professional financial advice. Negative balances mean a funding gap.
Plan maintenance reserves across small rental portfolios
Landlords often know monthly rent but do not separate routine maintenance from the cash reserve needed for larger repairs. ReserveReady adds multiple properties, projects a 12-month cash reserve after recurring contributions and routine expenses, and tests one unexpected repair event.
Interpret the scenario, not just the total
A positive year-end balance can hide a midyear cash shortage. The minimum balance includes the selected repair month, so you can see whether an earlier expense creates a funding gap. Contributions and target amounts are your assumptions, not standardized industry rules.
All property labels and amounts stay in browser local storage. Export a CSV if you need to preserve your budget or discuss it with an accountant.